Services
Major Medical
Health insurance is a good way to help you manage your health care costs. You pay health care companies premiums – a set amount of money each month - and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses.
Why should i have individual health insurance?
Prepare for the unexpected. You never know when you’ll need medical help.
Staying healthy. Many preventive care services – like checkups - are covered at 100%.
It’s the law. Under the Affordable Care Act, you may pay a penalty if you don’t have qualified health care coverage.
Life Insurance
Life insurance can do more than help protect your family's financial future, in case you can't be there. On Point Insurance Agency offers policies that can help you live today–with confidence
An On Point agent can help you choose a policy that provides a permanent death benefit, and has the ability to build cash value, that could grow to a sizable amount over time.
Help pay for your children's education
Add to your retirement income
Provide funds for any emergency expense that may arise
Let us help you find the right coverage for your current financial and family situation, one that can even adjust to reflect changes in the future.
Supplemental
Life’s full of unexpected moments. Planning ahead with supplemental insurance plans can help you feel more ready to handle the medical costs and out-of-pocket expenses that often accompany these unexpected events. Choose from a wide variety of plans, coverage, deductibles and benefits so you have coverage to fit your health needs and your financial situation.
Retirement Plans
Whatever stage of life you’re in, we can guide you through the opportunities and challenges ahead. Your goals are of course unique, but there are all kinds of questions we can help you answer to lead you in the right direction. A long life needs a smart plan.
Why get a retirement plan today?
You’ll put yourself in the best situation if you start planning for retirement early on. Accumulating the funds you need for a comfortable retirement may take decades, depending on your income, and you’ll want as large of a nest egg as possible when you are no longer bringing in a salary. By starting to invest in your retirement early on in your career, your funds will accumulate and grow over time, leaving you with a substantial enough fund to fulfill your retirement dreams.
The best news is it is never too early to plan for your life after you’ve finished your career. Now that you realize the importance in retirement planning, you can start developing your retirement plan today.